Financial & Retirement Planning

Retirement Income Certified Professional® (RICP®) designation from The American College of Financial Services. Using the most current retirement portfolio management techniques, the RICP® advisor helps to identify retirement income needs and objectives relative to the client’s lifestyle goals in retirement. Individuals who earn an RICP® designation can provide knowledgeable advice on a broad range of retirement topics including the proper use of annuities, mitigation of risks to retirement income planning, estate issues, Social Security, health insurance, housing decisions, and income taxation.

A Complete Approach to Simplify Your Financial Life

Welcome, I’m Tom Gargiulo, E.A. a tax accountant and financial professional located in St Petersburg, FL.

I understand that individuals face unique challenges when it comes to their personal finances. Taxes, investments, retirement planning, wealth preservation, and life insurance can be confusing and overwhelming. With my help and guidance, you are never alone.

As a financial professional as well as a tax accountant, I take a total approach when helping clients with their finances.

For complete information on our financial services and products click